Vision One Mortgage, Inc. offers a wide range of mortgage services and products designed to meet various home financing needs. Their services cater to first-time homebuyers, those looking to refinance, and investors, with a strong focus on building long-term client relationships. Their product offerings include: Conventional Loans: These are standard non-government insured loans that provide flexibility and fewer restrictions for borrowers with good credit and stable income. Government-Insured Loans: Including FHA, VA, and USDA loans, which offer benefits like low down payments and favorable terms for qualifying veterans, first-time homebuyers, and rural residents. Jumbo Loans: For financing properties that exceed the limits set for conventional loans, allowing for larger loan amounts. Non-QM Loans: These are tailored for borrowers who don't meet standard lending criteria, offering more flexible underwriting. Specialized Programs: Such as bank statement loans, ITIN loans for non-citizens, and DSCR loans aimed at investors, providing solutions for diverse financial situations. Down Payment Assistance Programs: Attached to certain loan types like FHA, these programs help reduce upfront costs for buyers. Vision One emphasizes personalized service, with tools and resources like mortgage calculators, detailed loan process guides, and various online forms to facilitate the home buying or refinancing process. They aim to simplify the mortgage process, providing expert guidance and a quick decision process for loan approvals, making homeownership more accessible for a broad spectrum of clients. www.visiononemortgage.com